**Privacy Policy for CTJT Financial Group**
**Last Updated: 04/01/2024**
Thank you for choosing CTJT Financial Group for your insurance and consulting needs. We are committed to safeguarding your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you interact with our website, applications, and services.
**1. Information We Collect:**
We collect various types of information to provide and improve our services to you. This information may include:
- Personal Information: such as your name, address, email address, phone number, date of birth, social security number, and other identifying information.
- Financial Information: such as bank account details, credit card information, income details, and other financial data necessary for our services.
- Insurance Information: including policy details, coverage information, claims history, and other insurance-related data.
- Usage Information: such as IP address, device information, browser type, pages visited, and other data collected automatically when you interact with our website or applications.
- Cookies and Tracking Technologies: we may use cookies, web beacons, and similar technologies to enhance your browsing experience and collect information about your preferences and activities on our platforms.
**2. How We Use Your Information:**
We use the information we collect for various purposes, including:
- Providing and managing our services to you.
- Processing transactions and fulfilling requests.
- Customizing and personalizing your experience.
- Communicating with you, including responding to inquiries and providing customer support.
- Analyzing usage trends and improving our website, applications, and services.
- Complying with legal and regulatory requirements.
- Protecting our rights and interests, and ensuring the security of our systems and data.
**3. Information Sharing and Disclosure:**
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
However, we may share your information with third parties in the following circumstances:
- With service providers and business partners who assist us in providing our services and fulfilling your requests.
- With insurance carriers and underwriters to facilitate the issuance and management of insurance policies.
- With regulatory authorities, law enforcement agencies, or other third parties when required by law or to protect our rights and interests.
- In connection with a merger, acquisition, or sale of assets, where your information may be transferred as part of the transaction.
**4. Data Security:**
We employ industry-standard security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, please note that no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
**5. Your Privacy Choices:**
You have certain choices regarding the collection, use, and disclosure of your information:
- You may choose not to provide certain personal information, although this may limit your ability to access certain features of our services.
- You can opt-out of receiving promotional communications from us by following the unsubscribe instructions provided in such communications.
- You can adjust your browser settings to reject cookies or alert you when cookies are being used.
**6. Children's Privacy:**
Our services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected personal information from a child under 18, we will take steps to delete such information.
**7. Changes to this Privacy Policy:**
We reserve the right to update or modify this Privacy Policy at any time. We will notify you of any material changes by posting the revised policy on our website or through other means. Your continued use of our services after the effective date of the revised policy constitutes your acceptance of the changes.
**8. Contact Us:**
If you have any questions, concerns, or complaints regarding this Privacy Policy or our privacy practices, please contact us at 904-404-7079 or via email info@ctjtfinancialgroup.com.
By using our services, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.
Thank you for entrusting CTJT Financial Group